Friday, February 17, 2017

A Life with Purpose _ In Memory of Dr Eunice Songa-Saraceno

I recently reposted a piece that moved me, entitled A Call To Action below is the story of the the incredible woman that wrote that powerful piece  Dr Eunice Songa-Saraceno, BA, MD

In Memoriam of Dr Eunice Songa-Saraceno, BA, MD and on why Kenya needs to change 

At approximately 4:30 pm of Friday the 27th of January 2017, my wife, my best friend, the love of my life, Dr Eunice Songa-Saraceno, died like a hero. Aged 34, she died young and beautiful, like the heroes of the ancient myths; willing to change her Country she died fighting inequality and injustice, like only true heroes do.

She knew and understood the challenges of her Country and fought for Kenya when, with a BSc in Psychology and Physiology at the University of Western Ontario, Canada and a Doctor in Medicine Degree Magna cum Laude at the University of Santo Domingo, Dominican Republic, she decided to come back to Kenya, to work in a Country where there is a patient / doctor ratio of 0.2 doctors for 1,000 people, that means one doctor every 5,000 people (any doctor, not a specialist!).  

I remember the day she came back home exhausted after she pumped oxygen into the small chests of children whose lungs got burnt by the flames of exploded paraffin lamps, the only source of lights in the many areas of Nairobi where electricity is a luxury


As Eunice said with some of her last words “We want leaders who put our interests and well-being first and their pockets second. We want leaders who take pride in their positions and use their power to inspire and create rather than trample on and destroy.”

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Mind Thoughts: Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness that most frightens us. Your playing small does not serve the world. There is nothing enlightened about shrinking so that other people won't feel insecure around you. We are all meant to shine as children do. It's not just in some of us; it is in everyone. And as we let our own lights shine, we unconsciously give other people permission to do the same. As we are liberated from our own fear, our presence automatically liberates others.  

Thursday, February 9, 2017

Cyber Risks Insurance

Cyber insurance

Cyber insurance covers the losses relating to damage to, or loss of information from, IT systems and networks. 

Technology, social media and transactions over the Internet play key roles in how most organizations conduct business and reach out to prospective customers today. Those vehicles also serve as gateways to cyberattacks. 

More and more attacks are likely to occur and can cause moderate to severe losses for organizations large and small. As part of a risk management plan, organizations routinely must decide which risks to avoid, accept, control or transfer. Transferring risk is where cyber insurance comes into play.

Do I need it?

As a business of any size, it is likely you will rely on information technology (IT) infrastructure to some degree.  If so, you will be exposed to the risks of business interruption, income loss, damage management and repair, and possibly reputational damage if IT equipment or systems fail or are interrupted.

A UK Government survey estimated that in 2014 81% of large corporations and 60% of small businesses suffered a cyber breach. The average cost of a cyber-security breach is £600k-£1.15m for large businesses and £65k-115k for SMEs.

While existing insurance policies such as commercial property, business interruption or professional indemnity insurance, may provide some elements of cover against cyber risks, businesses are increasingly buying specialised cyber insurance policies to supplement their existing insurance arrangements, particularly if they:

hold sensitive customer details such as names and addresses or banking information;rely heavily on IT systems and websites to conduct their business;process payment card information as a matter of course.

What does it cover?

With its roots in errors and omissions (E&O) insurance, cyber insurance began catching on in early 2000's

Cyber insurance covers the losses relating to damage to, or loss of information from, IT systems and networks. Policies generally include significant assistance with and management of the incident itself, which can be essential when faced with reputational damage or regulatory enforcement. 

Generally cyber risks fall into first party and third party risks.  Insurance products exist to cover either or both of these types of risk.

First-party insurance covers your business’s own assets. This may include:

Loss or damage to digital assets such as data or software programmesBusiness interruption from network downtimeCyber exhortation where third parties threaten to damage or release data if money is not paid to themCustomer notification expenses when there is a legal or regulatory requirement to notify them of a security or privacy breachReputational damage arising from a breach of data that results in loss of intellectual property or customersTheft of money or digital assets through theft of equipment or electronic theft

Third-party insurance covers the assets of others, typically your customers. This may include:

Security and privacy breaches, and the investigation, defence costs and civil damages associated with themMulti-media liability, to cover investigation, defence costs and civil damages arising from defamation, breach of privacy or negligence in publication in electronic or print mediaLoss of third party data, including payment of compensation to customers for denial of access, and failure of software or systems

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Monday, January 30, 2017

A Call To Action


I read this well thought out piece on the complacency of the Kenyan middle class and thought to share by  Eunice Songa

 

Kenya is a beautiful place, isn’t it? Opportunities abound for those willing to work hard; the land where you can be born in a small village, work hard and enjoy your lifetime in lush suburbs of Nairobi.

But we get caught up in that rat race don’t we? The never ending pursuit to get a bigger, flatter TV, a smarter phone, a more expensive car and holidays to those exotic destinations we see on our friends’ timeline. While we make sure our children are in elite private school “A”, that our houses are on the right side of the CBD, while we are sipping our 500 shilling mojitos with colleagues at the hottest after work watering holes in the city, our beloved Kenya, our land of opportunity is crumbling right around us.

But hey we know these problems right? They are plastered across the dailies: “Doctors strike again!” “ 2.5 Bn shillings scandal in Ministry of “take your pick”” “KCSE exams leaked!” “Security at all time low in Kenya!”

What do you really feel when you read those headlines? I won’t lie, I am guilty of it as well. you skim the article to keep informed and have something to say during polite conversation and continue flipping through the newspaper. So when billions of shillings disappear, money that we break our backs to earn, why aren’t we up in arms about it? Why aren’t outraged, enraged by these scandals? Why isn’t there a fire burning inside of you when you realize the people you put in charge of the well being of your beloved Kenya do not measure up and are in fact draining us of the little we have.

We, the middle and upper class pay most of the tax but why don’t we demand quality service?
 


 Mind Thoughts : 'The true hypocrite is the one who ceases to perceive his deception, the one who lies with sincerity.'_  Andre Gide







Sunday, January 29, 2017

She got me inna Grip

I miss u anytime ur away, such as the ground misses rain in january I dare say,
You got me heart gripped, ur sweet essence every time I wanna take a sip

The same thing that pulls the moth to the light, is the same same thing that pulls the heart so tight..... The love of love, the wings of doves, ...... The option to love......

But still we just two souls flirting in the gentle night, the mood jus right, wings that could take flight, a dreamy future so we hold on to the present for it is a gift.

So see Esh got me in a twist, her passionate roots me can't resist, her craving still persists, a longing so deep, anything I would do for just one sip, see Esh got me in a twist

Words ooze out, thoughts never shared, memories still hearts paired, in life's full glare we demand our piece, our moment, our place, for we belong, we matter, the moment we sieze, for when am with u am at peace

To think of another gives life meaning, to know that another matters, tells me am alive, to true that without her how did I survive, my heart stops,her touch revives, whatever life brings lord knows I will survive, see Esh got me in her grip , her essence I take a sip

HEicH

Tuesday, November 29, 2016

By a scribbled name

The hand that signed the treaty bred a fever,
And famine grew, and locusts came;
Great is the hand that holds dominion over
Man by a scribbled name.

The hand that signed the paper felled the city
Five sovereign fingers taxed the breath,
Doubled the globe of dead and halved a country;
These five kings did a king to death.

The mighty hand leads to a sloping shoulder,
The finger joints are cramped with chalk;
A goose's quill has put an end to murder
That put an end to talk.

The five kings count the dead but do not soften
The crusted wound nor pat the brow;
A hand rules pity as a hand rules heaven;
Hands have no tears to flow.

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Sunday, July 17, 2016

Pepe Blessings

May you always have walls for the winds,
a roof for the rain, tea beside the fire,
laughter to cheer you, those you love near you,
and all your heart might desire.

May St. Patrick guard you wherever you go,
and guide you in whatever you do--
and may his loving protection be a blessing to you always.

May the road rise to meet you,
May the wind be always at your back,
May the sun shine warm upon your face,
The rains fall soft upon your fields and,
Until we meet again,
May God hold you in the palm of His hand.

May you have love that never ends,
lots of money, and lots of friends.
Health be yours, whatever you do,
and may God send many blessings to you!

May the sun shine, all day long,
everything go right, and nothing wrong.
May those you love bring love back to you,
and may all the wishes you wish come true!

May you have:
A world of wishes at your command.
God and his angels close to hand.
Friends and family their love impart,
and Irish blessings in your heart!

May you alway walk in sunshine.
May you never want for more.
May angels rest their wings right beside your door.

May God grant you many years to live,
For sure he must be knowing.
The earth has angels all too few.
And heaven is overflowing.

May you have the hindsight to know where you've been
the foresight to know where you're going
and the insight to know when you're going too far.

May God grant you always...
A sunbeam to warm you,
A moonbeam to charm you,
A sheltering angel, so nothing can harm you.

May you have warm words on a cold evening,
a full moon on a dark night,
and the road downhill all the way to your door.

May your pockets be heavy and your heart be light.
May good luck pursue you each morning and night.

For each petal on the shamrock.
This brings a wish your way
Good health, good luck, and happiness
For today and every day.

May the Irish hills caress you.
May her lakes and rivers bless you.
May the luck of the Irish enfold you.
May the blessings of Saint Patrick behold you.

May peace and plenty be the first,
To lift the latch to your door.
And happiness be guided to your home,
By the candle of Christmas.

May the embers from the open hearth warm your hands,
May the sun's rays from the Irish sky warm your face,
May the children's bright smiles warm your heart,
May the everlasting love I give you warm your soul.

May you always have work for your hands to do.
May your pockets hold always a coin or two.
May the sun shine bright on your windowpane.
May the rainbow be certain to follow each rain.
May the hand of a friend always be near you.
And may God fill your heart with gladness to cheer you.

May your thoughts be as glad as the shamrocks,
May your heart be as light as a song,
May each day bring you bright, happy hours,
That stay with you all the year long.

Leprechauns, castles, good luck and laughter.
Lullabies, dreams and love ever after.
A thousand welcomes when anyone comes...
That's the Irish for You!

May the good saints protect you,
And bless you today.
And may troubles ignore you,
Each step of the way.

May joy and peace surround you,
Contentment latch your door,
And happiness be with you now,
And bless you evermore.

May the saint protect ye-
An' sorrow neglect ye, 
An' bad luck to the one
That doesn't respect ye
t' all that belong to ye, 
An long life t' yer honor-
That's the end of my song t' ye!

May good luck be your friend
IN whatever you do.
And may trouble be always
A stranger to you.

May your blessings outnumber
The Shamrocks that grow.
And may trouble avoid you
Wherever you go.

These things, I warmly wish for you-
Someone to love, some work to do,
A bit of o' sun, a bit o' cheer.
And a guardian angel always near.

Whenever there is happiness
Hope you'll be there too,
Wherever there are friendly smiles
Hope they'll smile on you,
Whenever there is sunshine,
Hope it shine especially for you to make each day
for you as bright as it can be.

May your troubles be less,
And your blessing be more.
And nothing but happiness,
Come through your door.

May brooks and trees and singing hills
Join in the chorus too,
And every gentle wind that blows
Send happiness to you.

Lucky stars above you,
Sunshine on your way,
Many friends to love you,
Joy in work and play-
Laughter to outweigh each care,
In your heart a song-
And gladness waiting everywhere
All your whole life long!

When the first light of sun-
Bless you.
When the long day is done-
Bless you.
In your smiles and your tears-
Bless you.
Through each day of your years-
Bless you.

May the raindrops fall lightly on your brow.
May the soft winds freshen your spirit.
May the sunshine brighten your heart
May the burdens of the day rest lightly upon you.
And may God enfold you in the mantle of His love.

He who loses money, loses much;
He who loses a friend, loses more;
He who loses faith, loses all.

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Saturday, June 25, 2016

The Catcher in Rye

“She was terrific to hold hands with. Most girls if you hold hands
with them, their goddam hand dies on you, or else they think they have
to keep moving their hand all the time, as if they were afraid they'd
bore you or something. Jane was different. We'd get into a goddam
movie or something, and right away we'd start holding hands, and we
wouldn't quit till the movie was over. And without changing the
position or making a big deal out of it. You never even worried, with
Jane, whether your hand was sweaty or not. All you knew was, you were
happy. You really were.”
― J.D. Salinger, The Catcher in the Rye